The debt-to-income (DTI) ratio is one of the main criteria that lenders use to approve applications for conventional and USDA loans in Orem, Utah, or anywhere else in the Beehive State. It weeds out heavily indebted borrowers, which helped form the previous housing bubble in America that eventually triggered a devastating financial crisis. Your DTI …
Mortgage DTI Ratio: Dispelling the Common Misconceptions Read More »
You need to show that you’re indeed a creditworthy borrower if you’re to get into the good books of a mortgage lender in Naples. Although lenders are keen to grow their loan portfolios, they need to proceed with caution when taking on new customers. They need to be sure that you’ll hold your end of …
Some people think that crafting a sign for their business is a menial task. They rarely think of what to put in their signs or how to design those signs. These people think that as long as they have a sign advertising their business, it’s enough to attract people into their stores. But designing your …