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The debt-to-income (DTI) ratio is one of the main criteria that lenders use to approve applications for conventional and USDA loans in Orem, Utah, or anywhere else in the Beehive State. It weeds out heavily indebted borrowers, which helped form the previous housing bubble in America that eventually triggered a devastating financial crisis. Your DTI …

Mortgage DTI Ratio: Dispelling the Common Misconceptions Read More »

Some people think that crafting a sign for their business is a menial task. They rarely think of what to put in their signs or how to design those signs. These people think that as long as they have a sign advertising their business, it’s enough to attract people into their stores. But designing your …

How to Make an Effective Business Sign Read More »

Financial literacy is improving, as more people learn to save and invest the money they earn. Rather than just keeping their money in banks, more people are now exploring various options and alternatives to make their money grow. Investments are classified into three major forms, namely stocks, cash equivalents, and bonds. There are also several …

Six Best Investment Options in the Market Read More »

When choosing a conventional mortgage or a government-backed loan in Albuquerque or Santa Fe, you should pay close attention to the annual percentage rate (APR). It is not to be confused with the interest rate, which indicates the cost to borrow money from a mortgage lender per year. The APR is a much more accurate …

Mortgage APRs: Should You Trust Them Completely? Read More »

The water pump has a number of applications. With a principal purpose of transporting liquids from one spot to another, it’s widely used for residential and commercial purposes.   Does your business need a water pump? Before buying an industrial centrifugal water pump, it’s important to understand the different types of pumps available on the market. Your …

Choosing the Right Water Pump for Your Business Read More »

Thanks to the continued innovations that science and technology offer to businesses today, services and products evolve and become much better as products. Laser services are growing in popularity because of its continued demand and growing market. After all, there are a lot of people that find laser as a long-term answer for the marking …

Etching, Marking and Engraving: What’s the Difference? Read More »

If your business isn’t an instant success, growing your business isn’t an easy feat, and will take a ton of effort and time before you could see real results. So it could be incredibly frustrating when uponreviewing your map pricing policy and competitor monitoring software subscription service you find that businesses that sell the same …

How to Attract More Customers to Grow Your Business Read More »

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