person with disability on a wheelchair

How People With Disability can Start a Business for Their Living

Starting a business is not an easy task. It takes a lot of hard work, dedication, and, most importantly, planning. For people with disabilities, starting a business can be even more difficult. However, that doesn’t mean it’s impossible. There are many businesses out there owned and operated by people with disabilities.

Get Help From Disability Benefits

If you’re receiving disability benefits, you may be able to get help with starting your own business. The Social Security Administration (SSA) has a Ticket to Work program that can help. The program is designed to help people with disabilities find employment. If you’re interested in starting your own business, the program can provide you with resources and support. You need to fill out a disability application for this. When you fill out this application, the SSA will call you for a hearing where they will examine your liability. Once it is proven that you are disabled, you will get the benefits.

Folders with different types of benefits indicated

You may also be able to get help from your state’s vocational rehabilitation (VR) agency. VR agencies offer various services to people with disabilities, including help with finding a job or starting a business. To find out if your state has a VR agency and what services they offer, visit the Rehabilitation Services Administration website.

Research Your Business Idea

Before you start a business, it’s important to do your research. This includes researching your business idea, target market, and competition. Doing your research will help you determine if starting a particular type of business is right for you. It will also give you a better understanding of the industry you’re entering and what it takes to succeed.

There are some ways you can research your business idea, including:

  • Asking family and friends for their opinion
  • Searching online for information about your industry
  • Attending trade shows or conferences related to your industry
  • Talking to people who are already in the industry

Create a Business Plan

Once you’ve done your research and are ready to start your business, the next step is to create a business plan. It should clearly define your business goals and the steps through which you plan on achieving them. It will also include information on your target market, marketing, advertising plans, financial projections, etc.

If you’re not sure where to start, several resources are available to help you create a business plan. The Small Business Administration (SBA) offers a variety of free resources, including templates and tools for creating a business plan.

Use Your Disability to Your Advantage

In many cases, people with disabilities can use their condition to their advantage when starting a business. For example, if you have a disability that affects your mobility, you may be able to start a mobile business. This could include a food truck, a pet-sitting business, or a home cleaning service.

Similarly, if you’re Deaf or hard of hearing, you may be able to start a business that provides services to the deaf community. This could include interpreting services, sign language classes, or captioning services.

A disabled on wheelchair

There are many other examples of how people with disabilities can use their unique perspectives to start a successful business. The key is to find a niche market and fill a need that other businesses are not meeting.

Get Funding for Your Business

Another important step in starting a business is to secure funding. This can be difficult for people with disabilities, as many lenders view them as high-risk borrowers. However, some organizations provide financial assistance to people with disabilities, including loans and grants.

The National Council on Disability (NCD) lists financial assistance programs for people with disabilities. The SBA also offers some financing options for small businesses, including loans and grants. You can learn more about these options on the SBA’s website.

Work With Partners and Allies

Disability can present many challenges, but it doesn’t have to be a barrier to success. Several programs and organizations can help people with disabilities start their businesses. One of the most important things for someone with a disability is to find the right partners and allies. These can be family members, friends, or even business mentors. Working with others will help create a support system and increase the chances of success. It’s also important to choose the right business idea. Consider something that you’re passionate about or that meets a need in your community. With the right planning and support, starting your own business can be a great way to achieve financial independence and make a difference in your community.

There are many ways for people with disabilities to start their businesses. The first step is to research your business idea and create a business plan. Once you have a plan, you can start seeking funding from sources like the Small Business Administration or the National Council on Disability. Finally, you can start your business and begin working towards your goals. With hard work and dedication, you can be successful.

Scroll to Top